Starting November 15, you can apply for health insurance for the first time, renew your current plan or enroll in a different plan for 2015. Open enrollment for Marketplace health coverage runs through February 15, 2015, and your new (or updated) coverage can start as soon as January 1, if you sign up by December 15.
Visit HealthCare.gov or your state's Health Insurance Marketplace to browse coverage options and compare prices. Find enrollment help near you, or call 1-800-318-2596 (TTY: 1-855-889-4325) for more information.
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Watch this video to learn how the Affordable Care Act is helping people with disabilities and many others living with chronic health conditions.
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Please keep in mind these important enrollment dates and deadlines from HealthCare.gov.
Here are the most important dates for 2015 coverage:
December 15, 2014: The last date to enroll for coverage that starts January 1, 2015
December 31, 2014: Date when all 2014 Marketplace coverage ends, no matter when you enrolled
January 1, 2015: The date 2015 coverage can start if you apply by December 15, 2014, or if you accept automatic enrollment in your 2014 plan or a similar plan
February 15, 2015: The last day to enroll in 2015 coverage. If you miss this deadline, you can’t sign up for a health plan inside or outside the Marketplace for the rest of 2015. The only exception is if you qualify for a Special Enrollment Period.
Medicaid, CHIP, and SHOP – apply any time
- There’s no limited enrollment period for Medicaid or the Children’s Health Insurance Program (CHIP). You can apply any time.
- There’s also no limited enrollment period for small businesses to enroll in SHOP coverage for their employees. You can apply any time.
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