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Showing posts with label AARP. Show all posts
Showing posts with label AARP. Show all posts

Wednesday, November 15, 2017

Advocacy As AARP Sues Nursing Home To Stop Illegal Evictions

A California judge could decide Tuesday if Gloria Single will be reunited with her husband, Bill. She's 83 years old. He's 93. The two have been married for 30 years. They lived in the same nursing home until last March, when Gloria Single was evicted without warning.

article by Ina Jaffe for NPR | Nov. 13, 2017                                                                                  


Gloria Single and her husband Bill Single in the dining hall of the skilled nursing floor at Pioneer House nursing home in Sacramento. AARP Foundation attorneys say California needs to more tightly enforce laws that prohibit evictions of the sort that separated the Singles, and sped up her physical decline. photo -Aubrey Jones 
Her situation isn't unique. Nationwide, eviction is the leading complaint about nursing homes. In California last year, more than 1,500 nursing home residents complained that they were discharged involuntarily. That's an increase of 73 percent since 2011.

loria Single has a number of ailments. One of them is Alzheimer's disease. So when her son Aubrey Jones comes to visit her in her new nursing home, he brings old photos to show her. She can still recognize faces from long ago — one picture shows her three sons when they were just little kids.

Jones says the photograph makes him and his brothers look like real troublemakers. "You are troublemakers," his mom teases.

Jones also shows his mother a more recent photo. It was taken at Pioneer House, the nursing home where Gloria Single and her husband Bill lived together before her eviction. They're gazing into each other's eyes and smiling.

When Jones tells her he loves that photo, Gloria Single slyly replies that's "because [Bill's] got his hand on my knee."

In court documents, Pioneer House paints a more troubling picture of Gloria Single. They say that she became aggressive with staff and threw some plastic tableware. So Pioneer House called an ambulance and sent her to a hospital for a psychological evaluation. The hospital found nothing wrong with her, but the nursing home wouldn't take her back. They said they couldn't care for someone with her needs.

Jones protested his mother's eviction to the California Department of Health Care Services. The department held a hearing. Jones won.

"I expected action — definitely expected action," says Jones.

Instead, he got an email explaining that the department that holds the hearings has no authority to enforce its own rulings. Enforcement is handled by a different state agency. He could start over with them.

This Catch-22 situation attracted the interest of the legal wing of the AARP Foundation. Last year, attorneys there asked the federal government to open a civil rights investigation into the way California deals with nursing home evictions. Now, they're suing Pioneer House and its parent company on Gloria Single's behalf. It's the first time the AARP has taken a legal case dealing with nursing home eviction.

"We certainly hope we can get Mrs. Single some relief," says William Alvarado Rivera, the foundation's senior vice president for litigation. "But we also hope that there is a lesson to be learned by facilities — that there will be accountability for their failure to respect the due process rights of their residents."

Nursing home residents have a lot of rights guaranteed in state and federal law. For example, they have to be given 30 days' notice before they're moved involuntarily. And the nursing home has to hold their bed for a week if they're in the hospital.

Rivera says Gloria Single didn't get any of that. As a result, she was stuck in the hospital for four and a half months before being accepted by another facility. During that time Single received none of the services and activities she would have had in a nursing home. She lost her ability to walk and now relies on a wheelchair.

Rivera says that "in the absence of state enforcement, it will depend on individuals like Mrs. Single having to advocate for themselves to get their rights respected and enforced."

Fourteen years of public records obtained by NPR show that nursing homes rarely pay a price for illegally evicting residents. Just 7 percent of nursing homes that were found to have violated the law in California were fined by the state. With just a couple of exceptions, the highest fines assessed were $2,000. The majority were $1,000 or less — and most fines were never paid in full.

Diana Dooley, California's secretary of health and human services, declined NPR's request for an interview, citing pending litigation against the state on a similar issue.

Frustration with the lack of state enforcement led the California Long-Term Care Ombudsman Association to join the Single lawsuit as a co-plaintiff. The organization represents long-term-care ombudsmen. Those are the public officials who track complaints about nursing homes and advocate for residents. But Leza Coleman, the group's executive director, says the spike in complaints about evictions is so overwhelming, that it's "impacting our ability to handle other complaints."

Coleman believes another reason that eviction complaints are going up, is that the number of nursing homes is going down. State records show there are about 2,300 fewer beds in California than there were six years ago.

"Those residents that are more challenging — those that have to be repositioned often, those that don't want to sit quietly and watch television — ... they're more expensive," she says. "They can be very taxing on the staff of a facility, and if a facility has one bed and two people looking at it, they're going to take the person that's easier to care for."

But eviction complaints need to be seen in a different context, says Jim Gomez, CEO of the California Association of Health Facilities. "We have a very low rate of complaints regarding discharge," he says, adding that roughly 1,500 complaints is "less than a half of 1 percent of some 300,000 discharges" a year.

And when residents are involuntarily discharged, Gomez says, "it's for the safety of staff and other residents.

"We've had many attacks on residents and staff," he says. "Are you going to allow that person back to the facility?"

Pioneer House and its parent corporation, the Retirement Housing Foundation, declined to be interviewed for this story. They sent a written statement which says, in part, "We intend to vigorously defend the allegation set forth in the lawsuit."

Meanwhile, Aubrey Jones says the lawsuit is not just about his mother any more.

"If anything," he says, "I want the dial to be turned a little bit so this thing doesn't happen again —[so] it's less likely to happen to someone else."

Most of all, Jones says, he wants to see his mother and stepfather reunited, so they can be together for the little bit of time they have left.
https://www.npr.org/sections/health-shots/2017/11/13/563710785/aarp-foundation-sues-nursing-home-to-stop-illegal-evictions

For more on AARP, and Nursing Homes Issues: 

Wednesday, November 1, 2017

Online Family Caregiving Webinar AARP Fair on Nov. 16, 2017

If you’re one of over 40 million adults in the U.S. who provide unpaid care to a loved one, the AARP Online Family Caregiving Fair can help you make the most of your caregiving journey. You’ll find valuable resources, real‑life tips and support to help you care for your loved one.
Whether you’re caring for a spouse, family member or friend, register now and you’ll find resources and support to help balance caregiving with your work and your life. You can:
Discover helpful how‑tos, tips and online tools
Connect with other family caregivers and organizations
Access a library of resources and local support
Keynote Speaker: Richard Lui, MSNBC journalist and anchor
Beyond a demanding work schedule and frequent speaking engagements, Richard flies from NYC to San Francisco each week to care for his father, an Alzheimer’s patient.
REGISTER NOW
 AARP’s Online Family Caregiving Fair on November 16, 2017 from 6 p.m. – 9 p.m. ET / 3 p.m. – 6 p.m. PT.

Monday, July 10, 2017

2017 State Scorecard on Long-Term Services and Supports, AARP report

Washington State and Minnesota are top-ranked states again, but all states lag in helping care for the growing populations of people aging and living with disabilities

With baby boomers beginning to turn 80 in 2026, states must accelerate the pace of improving long-term services and supports (LTSS) for older people and adults with disabilities, according to AARP’s new state scorecard released today. The report, Picking Up the Pace of Change: A State Scorecard on Long-Term Services and Supports for Older Adults, People with Physical Disabilities, and Family Caregivers (“Scorecard”), shows that although most states have made some progress, the pace of change overall remains too slow and has not kept up with demographic demands.

LTSS include assistance with activities of daily living provided to older adults and people with disabilities who cannot perform these activities on their own because of physical, cognitive, or chronic health conditions. The types of assistance include such things as help with bathing, dressing, managing medications, preparing meals, and transportation, as well as support for family caregivers.

“This Scorecard sounds the alarm, but it also provides a range of tools states can use to spark new solutions and create systems that are aligned with the new realities of aging and living with a disability,” said Susan Reinhard, R.N., Ph.D., Senior Vice President and Director, AARP Public Policy Institute. “The proposed cuts to Medicaid—the largest public payer of long-term assistance—would result in millions of older adults and people with disabilities losing lifesaving supports.”

The Scorecard was funded by AARP Foundation, The Commonwealth Fund, and The SCAN Foundation. This is the third edition of the Scorecard.

How States Are Ranked
The Scorecard ranks states based on their performance on LTSS in five main categories:
  • Affordability and access
  • Choice of setting and provider
  • Quality of life and quality of care
  • Support for family caregivers
  • Effective transitions between nursing homes, hospitals, and homes.
Within the five categories, states are scored on their performance in 25 specific indicators, including such things as Medicaid spending, nursing home cost, home health aide supply, antipsychotic medication use in nursing home residents, long nursing home stays, employment rate of people with disabilities, and support of working caregivers. (See report for full list.)

“This new Scorecard shows that it’s time for all states to accelerate care improvements for older adults and people with disabilities,” said Bruce Chernof, M.D., FACP, President and CEO of The SCAN Foundation. “States that consistently rank at the top have strategically planned for their aging population across the main sectors of health, housing, transportation and family caregiving.”

Good News/Bad News
Overall, states made incremental LTSS improvements since the previous report in 2014, but the pace of change has been slow and uneven. However, two states—Tennessee and New York—showed the most improvement across measures since the last Scorecard.

States made the most significant progress in reducing inappropriate “off label” use of antipsychotic medications among nursing home residents and increasing support of family caregivers.

In general, states showed the most significant declines in employment rates for people with disabilities and rates of transitioning long-stay nursing home residents back into the community. Notably, the majority of states showed no real change on “Affordability and Access,” meaning that the cost of LTSS over time continues to be much higher than what the majority of families can afford.

5 Top-Ranked States  5 Bottom-Ranked States
 #1 Washington #51 Indiana
 #2 Minnesota   #50 Kentucky
 #3 Vermont      #49 Alabama
 #4 Oregon        #48 Mississippi
 #5 Alaska #47 Tennessee

Looking Ahead
“Millions of baby boomers will be facing greater health needs over the next few decades, and this scorecard shows we are still falling short of where we need to be to address those needs,” said Commonwealth Fund President David Blumenthal, M.D. “We need to begin now to make care for elders and people with disabilities more available in homes and communities—where many people prefer to be—instead of in institutions like nursing homes.”

Ideally, all states would have high-performing LTSS systems in which older adults and people with disabilities:
  • Can easily find and afford needed services;
  • Have choices in both services and providers;
  • Have access to quality care to help maintain their quality of life;
  • Avoid unnecessary hospitalization and nursing home stays; and
  • Receive help from family caregivers, whose needs are addressed and supported.
To view the full report, go to www.longtermscorecard.org.

source: AARP press release June 2017

Tuesday, June 20, 2017

Age Discrimination and Outdated Views Of Older Workers Persist Still in 2017, Experts Tell EEOC Commission

In 50th Anniversary of ADEA, Impact of Age Discrimination Felt Across Nation's Economy
WASHINGTON - June 14, 2017 - Persistent age discrimination and stereotypes about older workers continue to channel older workers out of the workforce, limiting further economic growth, experts told the U.S. Equal Employment Opportunity Commission (EEOC) at a public meeting today entitled "The ADEA @ 50 - More Relevant Than Ever," held at agency headquarters in Washington, D.C.
"With so many more people working and living longer, we can't afford to allow age discrimination to waste the knowledge, skills, and talent of older workers," said Acting Chair Victoria A. Lipnic. "Outdated assumptions about age and work deprive people of economic opportunity and stifle job growth and productivity. My hope is that 50 years after the enactment of the Age Discrimination in Employment Act (ADEA), we can work together to fulfill the promise of this important civil rights law to ensure opportunities are based on ability, not age."
Nearly two-thirds of workers age 55-64 report their age as a barrier to getting a job, as reported by a 2017 AARP survey. A comprehensive study in 2015 using resumes for workers at various ages found significant discrimination in hiring for female applicants and the oldest applicants, according to a co-author of the research, Patrick Button, Assistant Professor of Economics at Tulane University and a researcher with the National Bureau of Economic Research Disability Research Center (NBER).
Laurie McCann, a senior attorney for AARP Foundation Litigation, cited hiring discrimination and mandatory retirement as persistent problems that older workers face across industries. She called on the EEOC to strengthen ADEA protections and enforcement. "The ADEA should not be treated as a second-class civil rights statute. On this 50th Anniversary of the ADEA, AARP urges the EEOC to take bolder action to ensure older workers are treated fairly at work…" McCann told the Commission.
A combination of societal tradition and flawed business practices "that channel older people out of the work force, especially skilled workers, is damaging the economic health of our country," John Challenger of the firm Challenger, Gray & Christmas, Inc., told the Commission, citing Bureau of Labor Statistics data. Challenger noted that if more older workers stayed in the workforce, it would significantly reduce the skilled worker shortage in the U.S.
Research refutes assumptions that older workers are less productive, technophobic or inflexible, explained Sara Czaja, director of the Center for Research and Education on Aging and Technology Enhancement (CREATE). Czaja discussed practical ways employers could do a better job of integrating older workers into the workforce by recognizing their value and by matching their skills and abilities with work environments.
"Unfortunately, numerous negative stereotypes about older workers still exist that often prevent or have a negative impact on employment opportunities for older people. These stereotypes can also prevent organizations from realizing the wealth of positive assets, such as wisdom, experience, and reliability that older workers can bring to the table," said Czaja.
Experts anticipate that the older worker population will continue to grow, said Jacqueline James of The Center on Aging & Work at Boston College. James told the Commission that "employers have been slow to innovate," as it relates to addressing older workers' preferences in recruitment and hiring, retention, and preventing age bias. The Center worked with the AARP to develop a benchmarking tool to help employers manage the current multigenerational workforce.
The Commission will hold open the June 14, 2017 Commission meeting record for 15 days, and invites audience members, as well as other members of the public, to submit written comments on any issues or matters discussed at the meeting. Public comments may be mailed to Commission Meeting, EEOC Executive Officer, 131 M Street, N.E., Washington, D.C. 20507, or emailed to: Commissionmeetingcomments@eeoc.gov.
The comments provided will be made available to members of the Commission and to Commission staff working on the matters discussed at the meeting. In addition, comments may be published on EEOC's public website, or disclosed in response to Freedom of Information Act requests and in the Commission's library. Providing comments in response to this solicitation equals consent to their use and consideration by the Commission and to their public availability. Accordingly, do not include any information in submitted comments that you would not want made public, like home address, telephone number, etc. Also note that when comments are submitted by e-mail, the sender's e-mail address automatically appears on the message. 
EEOC has posted biographies and statements of all panelists, and will post a video of the meeting within a few days, and a full transcript within a few weeks. These can all be found at https://www.eeoc.gov/eeoc/meetings/index.cfm.
The EEOC advances opportunity in the workplace by enforcing federal laws prohibiting employment discrimination. More information is available at www.eeoc.gov. Stay connected with the latest EEOC news by subscribing to our email updates.
source: EEOC press release

Wednesday, May 24, 2017

Featured Speakers Named for Annual EXCEL Conference on Employment Discrimination Law in Chicago on June 27-29.

AARP CEO and EEOC Acting Chair to Discuss Persistent Problem of Age Bias
WASHINGTON -- The U.S. Equal Employment Opportunity Commission (EEOC) announced today that several nationally known authorities on equal employment opportunity law and policy will speak at the agency's 20th annual EXCEL training conference in Chicago on June 27-29. EXCEL stands for Examining Conflicts in Employment Laws.
The theme of this year's EXCEL conference is Embracing the Future: People, Purpose, Passion. EXCEL provides the employer community, in both the federal and private sectors, with tools and strategies to address emerging issues in equal employment opportunity (EEO) and foster model workplaces nationwide. EXCEL includes separate agendas for the federal and private sectors, which includes state and local governments. The comprehensive training workshops and events are geared toward EEO managers, supervisors, practitioners, HR professionals, attorneys, ADR specialists and other interested parties.
"EXCEL is the EEOC's premier annual training event," said EEOC Acting Chair Victoria A. Lipnic. "EXCEL attendees will get cutting-edge information and the latest updates on EEO law and policy issues. This conference is a key EEOC tool in promoting best practices in the workplace."
As the nation marks the 50th anniversary of the landmark Age Discrimination in Employment Act (ADEA), the agency is pleased to announce that Jo Ann Jenkins, chief executive officer (CEO) of AARP, will join EEOC Acting Chair Victoria A. Lipnic for a candid conversation about age discrimination. Jenkins has been described as a visionary "thought leader" and a catalyst for breakthrough results at the nation's largest social welfare organization with nearly 38 million members.
Other speakers include:
  • Kathleen McGettigan, acting director of the U.S. Office of Personnel Management (OPM), who has an extensive understanding of both the private and public sectors. She has spent over 25 years in federal service at OPM and 20 years in private sector financial management.
  • Steve Pemberton, senior executive at Walgreens Boots Alliance, the first global pharmacy-led health and well-being enterprise in the world. He is a subject matter expert on diversity, inclusion and related issues.
  • Haben Girma, a civil rights attorney and leader in global inclusion efforts.  She is the first deaf and blind graduate of Harvard Law School.
  • Sheldon Goode, director of diversity and inclusion for Oshkosh Corporation, a global company that is the leading manufacturer and marketer of specialty vehicles.
In addition, EXCEL 2017 offers three plenary sessions, two specialty tracks and over 50 open workshops. The plenary sessions and workshops provide participants with knowledge and skills to address the emerging issues in EEO, enhance their performance and meet the evolving demands of today's workplace - from harassment and retaliation to disability and accommodation. A sampling of the workshop topics includes:
  • You Measure What You Treasure: Diversity Metrics
  • Tricky HR Situations: Harassment and Retaliation Edition
  • MD-715: Addressing Opportunities for Hispanics in the Federal Workforce
  • Accommodation Outside the Office - Issues and Answers
  • Get It Right the First Time: Investigative Interview Techniques
  • Islamophobia 2.0
  • The ADEA at 50: Observe the Golden Anniversary by Avoiding the Golden Handshake
The EXCEL conference will take place June 27-29 at the Hilton Chicago, 720 South Michigan Avenue, Chicago, Ill. 60605. Additional information about EXCEL -- including the agenda, pricing information and online registration -- is available online at https://eeotraining.eeoc.gov/excelmain.html. Registrants are responsible for their own travel and hotel arrangements. Follow EXCEL 2017 on twitter at @EEOC_EXCEL.
The EEOC advances opportunity in the workplace by enforcing federal laws prohibiting employment discrimination. More information is available at www.eeoc.gov. Stay connected with the latest EEOC news by subscribing to our email updates.
source: EEOC press release May 23, 2017 

Friday, May 5, 2017

Illinois Senior Home Services Advocacy Opportunity on May 8, 2017

TELL GOVERNOR RAUNER YOU OPPOSE CUTS TO THE COMMUNITY CARE PROGRAM FREE TRANSCRIPTION EVENT 

AARP Illinois is collaborating with local aging advocates and Access Living to assist seniors, their caregivers and loved ones, aging advocates and members of the disabled community to have their voices heard on how the Governor's proposed changes to home and community based services will impact their lives. 

Governor Rauner's proposed $120 million cut to home and community based services will shift 36,000 nursing home eligible seniors from their current Community Care Program into a proposed Community Reinvestment Program. 

AARP IL opposes the new program and is fearful thousands of seniors may be forced prematurely into nursing homes when services are reduced or even terminated due to future budget impasses. Have your voice heard! 

AARP IL is hosting three free transcription services statewide where you can speak privately with a transcriptionist who will prepare your comments for official submission. 

Or call your State Representative at 1-844-226-1188 and tell them directly how the Governor's proposed changes will impact your ability to live with dignity and independence in your home and community. 

Light refreshments will be offered. 

Monday, May 8, 2017 
9 am - 11 am 
Shawnee Health Service Shawnee Alliance Social Services West Conference Room 6355 
Brandhorst Drive 
Carterville, IL 62918 
RSVP: Julie Bowers JBowers@shsdc.org (618) 956-9603 

Monday, May 8, 2017 
11 am - 1 pm 
Senior Services Plus Multi-Purpose Room 
2603 North Rodgers Avenue Alton, IL 62002
RSVP: Theresa Collins tcollins@seniorservicesplus.org (618) 465-3298 

Monday May 8, 2017 
10 am - Noon 
Access Living 2nd Floor Conference Room 
115 West Chicago Avenue Chicago, IL 60654 
*Public transit is best, parking is street meter only 
RSVP & Accommodations Requests: Francelia Serrano fserrano@accessliving.org (312) 640-2100

source: press release AARP Illinois


Thursday, January 21, 2016

2016 Brings A New Breed of Con Artists: Top 10 Scam Warnings

As we go into 2016, AARP has been sharing information for protection of Seniors. As we know People with Disabilities of all ages are also a target of scam artists, with that in mind we share the American Association of Retired Persons bulletin.


Today's scammers are on the phone, at your door and online. Here's how to fend them off


The top scams, an inside look at the fraudsters' tactics, and how to avoid them in 2016.
The top scams, an inside look at the fraudsters' tactics and how to avoid them in 2016 — Adam Voorhes
According to a survey by True Link Financial, older Americans are criminally defrauded of $12.76 billion annually. This includes identity theft and all those crazy scams you hear about but smugly think will never work on you. Do you consider yourself friendly? Thrifty? Financially sophisticated? If you answered yes to any of these questions, then according to that same survey you are more likely to be defrauded because you may give strangers the benefit of the doubt, are more enticed by bargains and are comfortable moving larger amounts of money around.
The next scam victim could be you. Here's what to watch out for in the new year and, most important, how to protect yourself.

Tech support

This just might be the biggest consumer scam in the U.S. right now. According to Microsoft, in 2015 an estimated 3.3 million people — many of them seniors — were victimized by a tech-support con, at a total cost of $1.5 billion. That's one American duped out of an average $454 nearly every 10 seconds.
Here's how the scam typically unfolds: You get an unsolicited call from someone claiming to be with Microsoft or Windows tech support, who says viruses have been detected on your computer. In order to protect your data, you are told to immediately call up a certain website and follow its instructions. A dummy screen may appear that shows viruses being detected and eliminated, but in reality malware is being installed that allows the scammer to steal your usernames and passwords, hold your data for ransom or even use the webcam to spy on you.
Your Plan Hang up the phone. "Neither Microsoft nor our partners make unsolicited phone calls," says Courtney Gregoire, senior attorney at the Microsoft Digital Crimes Unit. Also, don't click any links in unsolicited emails from "Microsoft" or in pop-up ads promising to speed up your computer. "And if you haven't downloaded Windows 10 or the latest version of OS X, do it," says William Woodworth with Best Buy's Geek Squad. "Each update is free and has lots of new security built in." Ditto for any other software programs you're running.

Silent call

Has this been happening to you? The phone rings, you pick it up, say "hello," but there's no one on the other line. It's a new type of robocall — an automated computer system making tens of thousands of calls to "build a list of humans to target for theft," according to the Financial Fraud Research Center. It's the first step in opening you up to many of the phone-based scams discussed in this article.
Your Plan If you haven't already done so, ask your phone company to put caller ID on your landline. Then simply screen your calls, and don't pick up if the number is unfamiliar.

IRS impostor

This con is still going strong. "It's our number one reported fraud right now," says Amy Nofziger with AARP Foundation and Fraud Watch Network, "and I think it'll get more sophisticated." Here's how it works: Someone claiming to be from the IRS either phones or leaves a voice message saying you owe back taxes and threatening that, unless funds are wired immediately, legal action will be taken or you'll be arrested. (Or they may say you have a refund waiting but need to verify personal info before sending.)
"They're very convincing," says Nofziger, "and they often use aggressive language." And let's be honest, beyond the intimidation factor, who doesn't feel guilty about fudging something on a 1040 at some point? Plus, scammers are getting more devious: Sometimes "IRS" shows up on caller ID, the con artists supply their "badge numbers" and they know the last four digits of your Social Security number.
Your Plan Do not return a call from someone claiming to be with the IRS. The real IRS opens communications with a taxpayer only via the U.S. Postal Service. If you're ever in doubt about an IRS matter, call the agency directly at 800-829-1040. Sometimes for kicks Nofziger actually calls the IRS impostors back. "They usually pick up on the first ring," she says. "The IRS doesn't usually have the staffing capacity to pick up on the first ring, but the scammers do."

Cancer rip-off

Last spring, in one of the biggest busts of its kind, the Federal Trade Commission (FTC) charged four national cancer charities (the Cancer Fund of America, Cancer Support Services, the Children's Cancer Fund of America and the Breast Cancer Society) with defrauding consumers of $187 million. At the other end of the cancer-scam spectrum, last August a reigning beauty queen (Miss Pennsylvania U.S. International) was arrested after allegedly claiming she had cancer and swindling tens of thousands of dollars from sympathetic supporters. She even shaved her head and staged "Bingo for Brandi" fundraisers, authorities say.
Your Plan Before contributing to any charity, check out its rating on charitynavigator.org. Instead of giving cash to door-to-door solicitors or your credit card number to callers, ask for more information about the charity (brochures, websites) so you can investigate the cause first. Also be wary of popular online giving sites such as gofundme.com. The best thing you can do to protect yourself from this or any scam is to be skeptical, says Frank W. Abagnale, a former con artist who became a long time FBI consultant on scams and is now AARP's Fraud Watch Network Ambassador. Ask questions. Trust your gut.

Chip card

Banks and credit card companies are in the process of issuing customers new "chip" cards. "The data is protected in an integrated circuit [rather than a magnetic strip], and there's a dynamic code that resets after each use," explains Vernon Marshall, senior vice president and functional risk officer for American Express. "They're almost impossible to counterfeit."
But here's the scam. The FTC is warning that con artists are impersonating card issuers and sending emails requesting personal and financial information, or asking that you click on a malware-laced link before being issued a new card. The fraudsters are sending emails — purporting to be from companies such as American Express — that convincingly use the company's logo and color scheme, and even have footer links such as "View Our Privacy Policy" and "Contact Us."
Your Plan No credit card company will email or call you to verify personal info it already has on file before mailing a new card. (At most, you'll get a letter in the mail saying it will arrive soon.) If you're ever unsure, simply call the number on the back of your card (not the one supplied by the email) and ask the company if it's trying to contact you.

Faith-based dating

Reports are surfacing in AARP's Fraud Watch Network about a new ripple in online dating deceptions. Traditionally, these scams have involved con artists stealing the hearts of unsuspecting singles (many of them seniors) and then using various ploys to steal money. But now scammers are targeting faith-based sites like BigChurchChristianMingleJDate and others.
"People are more likely to fall for scams on sites like these because they can't believe somebody of their own faith is a con artist," explains Jane Margesson of AARP's Maine office.
Your Plan Before getting involved with anyone online, use Google or Spokeo.com to research the person, and even view his or her address on Google Maps. Finding "no results" is a red flag. Do a Google Image search for a profile picture. Keep in mind that people who are legitimately looking for love won't ask for money (unless they're your kids).

Medical identity theft

When most people hear identity theft, they think of someone stealing their credit card info and buying a big-screen. But you can't legally be held liable for fraudulent purchases like that. It's different, however, with medical identity theft. "You can be required to cover the cost for health care services you never received," Abagnale says. These can include tests, prescription drugs and even operations.
Your Plan Never surrender Social Security, Medicare or health insurance numbers to anyone you don't know and trust. Be particularly wary of free health checks offered at shopping malls, fitness clubs and retirement homes (so-called rolling labs). If they ask to photocopy your cards or ask you to sign a blank insurance claim form, don't do it, Nofziger says. (After all, it's supposed to be free.) It's also vital to review all statements from your insurance provider. If there are any charges you don't understand, call immediately. And when shopping online for prescription drugs or other health-related items, remember that if a price seems too good to be true, it probably is.

Counterfeit apps

In September, news broke that Apple's normally secure app store had been compromised. Some developers had evidently used a fake version of Xcode (hence dubbed Xcode Ghost) to build their apps, not knowing it contained malware designed to steal passwords and do other devious things.
Your Plan Apple says it has purged its store of these malicious apps. But that doesn't mean it couldn't happen again. Geek Squad's Woodworth recommends always reading an app's reviews before downloading and choosing proven, popular ones. Be aware, too, that you can limit an app's access to your location by adjusting your device's privacy settings, thus reducing the chance of being spied on.

Grieving widow

The key to every scammer's success is being able to put you under "emotional ether." "It's when you're not thinking cognitively, but emotionally," Nofziger says. At no time are we more vulnerable than after the loss of a loved one, and con artists know that. A man was arrested last August for allegedly bilking an 89-year-old Wisconsin widow out of nearly $4,500. Police say he scanned obituaries for prey, then pretended to be a bank official to trick them out of money. He may have been working the scam across the country for decades.
Your Plan Ask a trusted family member to temporarily handle your financial responsibilities while you are grieving. Have that person follow up on any suspicious phone calls or emails. And be aware that while you are grieving, you may be more vulnerable to fraud tactics that play on your emotions.

Gift voucher

This rip-off involves getting an unsolicited email from McDonald's, Subway or another popular restaurant or retailer offering a free gift card if you click a link to activate it. The pitch looks legit, but it's a phishing scam, meaning the perpetrator is either trying to install malware on your computer or gather personal info by having you complete an online questionnaire.
Your Plan Repeat after us: Never click a link in an unsolicited email or divulge personal info, no matter how enticing the offer. Do a Google search (such as "McDonald's gift card scam") and see if any warnings come up. In most cases, they will.

Richard Lui with his Father
Richard Lui with his father, Stephen Lui. 
— Photo Courtesy Richard Lui

Taking Advantage of Dementia

Scam: Fake charities
Broadcast journalist Richard Lui's father, Stephen Lui, who suffers from dementia, became a victim of scam artists who bombarded him with hundreds of phone calls from fake charities and lotteries.
The 82-year-old former Presbyterian youth pastor and retired social worker for the city of San Francisco has always been outgoing and trusting. "As dementia has taken more hold, it has exposed more trust," says Richard, a news anchor with MSNBC.
Thieves made small, automatic withdrawals from Stephen's personal checking account for about a year, stealing around $2,000 in withdrawals that the bank couldn't trace.

For the American Association of Retired Person (AARP) visit: http://www.aarp.org/

How Scammers Find You
Ever wonder how scammers get your phone number, address or email? Is it random or is there science to the targeting? Experts say it's both.
AARP Fraud Watch Network Ambassador Frank W. Abagnale, a long time FBI consultant whose early life as a con artist was portrayed in the film "Catch Me If You Can," equates it with playing roulette. Sometimes your unlucky number just comes up. But AARP Foundation's Amy Nofziger, who has degrees in criminology and sociology, cites three additional reasons.
1. Data purchases. "Scammers buy phone numbers from companies that sell data," she explains. "They'll use the same methods legitimate marketing companies do, but for nefarious purposes."
2. Con artists network. "If you've been a victim of a fraud or scam, you're put on a so-called sucker list," Nofziger says. "The lists are bought, sold, traded and stolen among scammers because they're perceived as potential gold mines. Scammers will usually target the victims with a 'recovery' or 'reload' scam. They pretend to be from a consumer group or law enforcement agency and trick you into thinking they'll help get your money back — for a fee."
3. Volunteered info. This is personal info you willingly divulge by entering giveaways and sweepstakes, or when filling out surveys. "Scammers use all this to create profiles for who they want to target," Nofziger says. "Often they'll target older adults, who they perceive as holding the majority of wealth in this country."

For the American Association of Retired Person (AARP) visit: http://www.aarp.org/

Thursday, December 3, 2015

2016 AAPD WASHINGTON, DC SUMMER INTERNSHIP PROGRAM - due on or before January 15th, 2016

Since 2002, the AAPD Summer Internship Program has developed the next generation of leaders with disabilities and offered host employers access to a talented, diverse workforce. Each summer, AAPD places college students, graduate students, law students, and recent graduates with all types of disabilities in paid 10-week summer internships in Congressional offices, federal agencies, non-profit and for-profit organizations in the Washington, DC area.Each intern is matched with a mentor who will assist them with their career goals. AAPD provides the interns with a stipend, transportation to and from Washington, DC, and fully-accessible housing.


TO APPLY


2016 AAPD Summer Internship Program Application ( WORD | PDF )
Candidates for the AAPD Summer Internship Program must submit the following:
  • Applicant Information from Section 1
  • A resume in accordance with the guidelines in Section 2
  • Responses to the three (3) essay questions from Section 3
  • Contact information for three (3) references as outlined in Section 4
  • Two (2) letters of reference as outlined in Section 4

All documents must be returned to 
internship@aapd.com. We strongly encourage attaching all required documents in one submission with both letters of recommendation attached. Incomplete or late submissions will not be considered. We will not be able to consider any materials in excess of the stated requirements. Applicants chosen for the AAPD Washington, DC Summer Internship Program release all information contained in their application for use on the AAPD website and in public press releases, including releases to the program funders and potential employers.


ELIGIBILITY

  • Any college student (degree and non-degree seeking), law student, graduate student, or recent graduate who self-identifies as an individual with any type of disability is invited to apply.  
  • You will not be required to disclose your specific disability; however, your application for this program will signify that you consider yourself a person with a disability. NOTE:  This is a program run specifically for students with disabilities by the American Association of People with Disabilities (AAPD), a national cross-disability organization.  Those selected for this program will be involved in various disability-focused activities and associated with AAPD and fellow interns with all types of disabilities throughout the program. 

ABOUT

At the beginning of the summer, interns participate in a 1-week orientation session to learn about AAPD as well as the disability rights movement, meet the other interns, and participate in a variety of engaging workshops and events. As part of the AAPD network, interns also receive opportunities to attend events on Capitol Hill, conferences, community events, happy hours, and more.

Former AAPD Summer Internship Program placements are posted at:

SELECTION PROCESS

Completed applications received by AAPD on or before 5:00 PM EST, Friday,January 15th, 2016 will be collected and reviewed by our Internship Review Team. Semi-Finalists will be contacted for short, preliminary telephone interviews. Finalists will be contacted for formal telephone interviews. Interns will be selected for the program and notified in late February 2016.

Applications must be received via email to internship@aapd.com by
 Friday, January 15th, 2016 at 5:00pm EST

The 2016 AAPD Washington, DC Summer Internship Program is supported by the 
Alcoa Foundation, the AT&T FoundationThe HSC Foundation, and the Mitsubishi Electric America Foundation
# the information posted is as posted by AAPD at: http://aapd.com/what-we-do/employment/internship-program/?referrer=https://www.facebook.com/

Tuesday, November 17, 2015

Online Guides for Caregiving

AARP is offering "Indispensable Guides to Caregiving":
Checklist for Family Caregivers: A Guide to Making It Manageable
A step-by-step workbook to help you organize the responsibilities that caregivers face.
Juggling Life, Work, and Caregiving
To help you care for the caregiver — you. You'll find insight, inspiration, resources, and poignant stories of caregivers.